Dream Dwellings

Privacy Policy

Privacy Policy

Introduction

Welcome to https://mis-sold-car-finance-calculator.dreamdwellings.net (hereafter referred to as “the Company,” “we,” or “our”). We are dedicated to maintaining a transparent and secure online environment for our users, ensuring their privacy is protected at all times. This Privacy Policy details how we collect, utilize, and safeguard the personal information of our website visitors and service users, in line with various international privacy laws and regulations, including but not limited to:

  • Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
  • Quebec Law 25 on the protection of personal data in electronic documents
  • The General Data Protection Regulation (GDPR) of the European Union (EU)
  • Brazil’s General Data Protection Law (LGPD)
  • California’s Consumer Privacy Act (CCPA/CPRA), California, USA
  • Colorado’s Consumer Privacy Act (CPA), Colorado, USA
  • Utah’s Consumer Sales and Service Act (UCPA), Utah, USA
  • Connecticut’s Connecticut Transparency and Accountabilité Law (CTDPA), Connecticut, USA
  • Virginia’s Consumer Data Protection Act (VCDPA), Virginia, USA
  • South Africa’s Protection of Personal Information Act (POPIA)

Scope

This Privacy Policy applies comprehensively to all aspects of our online presence, including but not limited to:

  1. Our official website at https://mis-sold-car-finance-calculator.dreamdwellings.net
  2. All associated applications and mobile apps
  3. Services and products offered through our platform
  4. Interactions between users and our team via emails, phone calls, or text messages

Please note that this policy does not extend to external platforms, applications, or services linked from our website, as each of these has its own privacy policies that govern data collection practices.

Processing Activities

This Privacy Policy outlines our data handling processes when:

  1. You utilize our applications and services as an authorized user.
  2. You visit any of our websites connected to this Privacy Statement.
  3. We communicate with you via newsletters, emails, phone calls, or text messages (SMS).

Personal Data Collection

We collect several types of personal data to enhance your experience and improve our services:

  1. Account Information: Details related to your user account creation and management.
  2. Payment Information: Financial data required for processing transactions, including credit card numbers and billing addresses.
  3. Financial Information: Your financial records may be collected to verify eligibility for certain services or to process refunds/repayments.
  4. Purchase Information: Data related to your purchases, such as product details, quantities, and purchase dates.
  5. Mobile Device Identifiers: Unique device identifiers and IP addresses to recognize your device and provide personalized experiences.
  6. Location Data: Geolocation information to offer location-based services (with user consent).
  7. Feedback: Your comments, suggestions, and reviews help us improve our products and services.
  8. Social Media Information: If you choose to log in or share content via social media platforms, we may collect data from these accounts.
  9. Product Information: Details about the products you view, search for, or purchase on our site.

We acquire this information through direct user input, website interactions, and automated technologies such as cookies and similar tracking tools. Additionally, third parties may share personal data with us, adhering to their respective privacy policies.

Cookies

We utilize cookies to enhance your experience on our website:

  • Strictly Necessary Cookies: Essential for navigating the site and ensuring basic functionalities.
  • Preference Cookies: Remembering user preferences to provide a customized experience.
  • Analytics Cookies: Tracking website usage to analyze trends and improve performance.

Users have control over non-essential cookies through our Cookie Manager, allowing them to customize their privacy settings.

Retention and Deletion

We retain personal data for as long as it is necessary for the purposes outlined in this policy or as required by law. Once the retention period expires or when the data is no longer needed, we securely delete or anonymize it.

Your Rights

Depending on your location, you have certain rights regarding your personal data:

  • Right of access: You can request a copy of the personal data we hold about you.
  • Right of rectification: Correct any inaccurate or incomplete information.
  • Right of erasure (also known as ‘right to be forgotten’): Ask for the deletion of your data under specific circumstances.
  • Right of restriction: Limit our processing of your data in certain situations.
  • Right to portability: Receive a copy of your personal data in a structured, commonly used format.
  • Right to object: Object to the processing of your data for specific purposes.
  • Non-discrimination: You have the right not to be subject to automated decision-making that significantly affects you.

To exercise these rights or if you have any data-related queries, please contact our Data Privacy Team using the details provided below.

Changes to Policy

We reserve the right to update this Privacy Policy at any time to reflect changes in our practices or regulatory requirements. Any modifications will be posted on this page with an updated effective date. We encourage users to review this policy periodically to stay informed about how we protect their personal information.

Contact Information

For any inquiries, requests to unsubscribe from marketing communications, or data privacy-related questions, please contact us: